Banks in Missouri with the Best Interest Rates Today
When searching for the best Missouri interest rates, there are actually several different types of financial institutions where you can look like community banks, credit unions, national banks and online institutions. So why not begin your search close to home with the local banks in your area? These small organizations tend to offer higher rates than larger banks and chains. The following is a look at the highest rates from local banks specifically.
Best Missouri Bank Savings Rates
Finding a savings account in Missouri with a high interest rate will help you make the most out of your deposits. The community banks in Missouri with the best savings rates today are:
- H&R Block Bank: 1%
- Alterra Bank: 0.9%
- North American Bank: 0.7%
Top CD Rates from Missouri Banks
A certificate of deposit (CD) is like a savings account, but you keep your money on deposit for a set period of time in exchange for higher interest rates. The term is how long that deposit period is–generally, the longer the term, the higher the rate. Here are the best bank rates for various CD accounts in Missouri.
6-Month CD
- The First National Bank of Nevada, Missouri: 0.95%
- Heartland Bank: 0.9%
- H&R Block Bank: 0.75%
12-Month CD
- Heartland Bank: 1.15%
- Alterra Bank: 1.1%
- The First National Bank of Nevada, Missouri: 1.05%
24-Month CD
- Heartland Bank: 1.55%
- Alterra Bank: 1.39%
- Century Bank of the Ozarks: 1.34%
The above rates are accurate as of June 14, 2011 but are subject to change at any time. Please contact individual banks to verify rates before opening an account. To see a comprehensive list of all the financial institutions in the state, visit our Missouri Banks List.

